It is not a legal requirement to have insurance for a mobility scooter, but from a common sense point of view it is highly advisable, especially for the more powerful Class 3 scooters that we supply. The most important thing about insurance is to have third party liability cover, you see nowadays, if you were to catch someone’s ankle as you were driving, the first instinct that a lot of people have is to call a “Blame Claim” lawyer.
It is you as the rider of the scooter that is personally liable for any damages. If you research this subject on the internet, you will find lots of horror stories about people losing their homes over this. Therefore, at Mobility Nation we feel that insurance is so important that we give three months free with every mobility scooter we sell.